Instant Funding: cost & rules

2 challenge models of Instant Funding, read from the official website on October 18, 2026. Open a model to see the account sizes, then a size to see all its rules.

Go to the official website ↗

2 models
From $48
Forex / CFD

1Challenge type

2Account size

$100K

$5K$200K

Trader filters

Sort by

CheapestTwo-Phase · $100K$539

2 challenges · cheapest first

Two-Phase2-Step$539$100K · $53.90/10K8% + 5%5%10%80%Static drawdown

One-Phase PRO1-Step$746$100K · $74.60/10K10%3%8%80%Static drawdown

All the rules

One-Phase PROForex / CFD · 1 phase · 5 sizesfrom$127

$10K$127

In short

To pass, make +10%.
Never lose more than 3% in a single day or more than 8% in total.
At least 3 trading days.
Profit split: 80%, up to 90%.
Payouts (official wording): On-demand.
Cost: $127.

All the rules

Price: $127
Target %: 10%
Daily loss: 3%
Max loss: 8% · static
Split: 80% → 90%
Minimum days: 3 days
Time limit: not published
Payout frequency: On-demand
Fee refund: not published

read on October 18, 2026Official rules ↗

$25K$205

In short

To pass, make +10%.
Never lose more than 3% in a single day or more than 8% in total.
At least 3 trading days.
Profit split: 80%, up to 90%.
Payouts (official wording): On-demand.
Cost: $205.

All the rules

Price: $205
Target %: 10%
Daily loss: 3%
Max loss: 8% · static
Split: 80% → 90%
Minimum days: 3 days
Time limit: not published
Payout frequency: On-demand
Fee refund: not published

read on October 18, 2026Official rules ↗

$50K$424

In short

To pass, make +10%.
Never lose more than 3% in a single day or more than 8% in total.
At least 3 trading days.
Profit split: 80%, up to 90%.
Payouts (official wording): On-demand.
Cost: $424.

All the rules

Price: $424
Target %: 10%
Daily loss: 3%
Max loss: 8% · static
Split: 80% → 90%
Minimum days: 3 days
Time limit: not published
Payout frequency: On-demand
Fee refund: not published

read on October 18, 2026Official rules ↗

$100K$746

In short

To pass, make +10%.
Never lose more than 3% in a single day or more than 8% in total.
At least 3 trading days.
Profit split: 80%, up to 90%.
Payouts (official wording): On-demand.
Cost: $746.

All the rules

Price: $746
Target %: 10%
Daily loss: 3%
Max loss: 8% · static
Split: 80% → 90%
Minimum days: 3 days
Time limit: not published
Payout frequency: On-demand
Fee refund: not published

read on October 18, 2026Official rules ↗

$200K$1,379

In short

To pass, make +10%.
Never lose more than 3% in a single day or more than 8% in total.
At least 3 trading days.
Profit split: 80%, up to 90%.
Payouts (official wording): On-demand.
Cost: $1,379.

All the rules

Price: $1,379
Target %: 10%
Daily loss: 3%
Max loss: 8% · static
Split: 80% → 90%
Minimum days: 3 days
Time limit: not published
Payout frequency: On-demand
Fee refund: not published

read on October 18, 2026Official rules ↗

Two-PhaseForex / CFD · 2 phases · 6 sizesfrom$48

$5K$48

In short

To pass, make +8% (phase 1) and +5% (phase 2).
Never lose more than 5% in a single day or more than 10% in total.
At least 3 trading days.
Profit split: 80%, up to 90%.
Payouts (official wording): On-demand.
Cost: $48.

All the rules

Price: $48
Target %: 8% · 5%
Daily loss: 5%
Max loss: 10% · static
Split: 80% → 90%
Minimum days: 3 days
Time limit: not published
Payout frequency: On-demand
Fee refund: not published

read on October 18, 2026Official rules ↗

$10K$89

In short

To pass, make +8% (phase 1) and +5% (phase 2).
Never lose more than 5% in a single day or more than 10% in total.
At least 3 trading days.
Profit split: 80%, up to 90%.
Payouts (official wording): On-demand.
Cost: $89.

All the rules

Price: $89
Target %: 8% · 5%
Daily loss: 5%
Max loss: 10% · static
Split: 80% → 90%
Minimum days: 3 days
Time limit: not published
Payout frequency: On-demand
Fee refund: not published

read on October 18, 2026Official rules ↗

$25K$163

In short

To pass, make +8% (phase 1) and +5% (phase 2).
Never lose more than 5% in a single day or more than 10% in total.
At least 3 trading days.
Profit split: 80%, up to 90%.
Payouts (official wording): On-demand.
Cost: $163.

All the rules

Price: $163
Target %: 8% · 5%
Daily loss: 5%
Max loss: 10% · static
Split: 80% → 90%
Minimum days: 3 days
Time limit: not published
Payout frequency: On-demand
Fee refund: not published

read on October 18, 2026Official rules ↗

$50K$296

In short

To pass, make +8% (phase 1) and +5% (phase 2).
Never lose more than 5% in a single day or more than 10% in total.
At least 3 trading days.
Profit split: 80%, up to 90%.
Payouts (official wording): On-demand.
Cost: $296.

All the rules

Price: $296
Target %: 8% · 5%
Daily loss: 5%
Max loss: 10% · static
Split: 80% → 90%
Minimum days: 3 days
Time limit: not published
Payout frequency: On-demand
Fee refund: not published

read on October 18, 2026Official rules ↗

$100K$539

In short

To pass, make +8% (phase 1) and +5% (phase 2).
Never lose more than 5% in a single day or more than 10% in total.
At least 3 trading days.
Profit split: 80%, up to 90%.
Payouts (official wording): On-demand.
Cost: $539.

All the rules

Price: $539
Target %: 8% · 5%
Daily loss: 5%
Max loss: 10% · static
Split: 80% → 90%
Minimum days: 3 days
Time limit: not published
Payout frequency: On-demand
Fee refund: not published

read on October 18, 2026Official rules ↗

$200K$1,078

In short

To pass, make +8% (phase 1) and +5% (phase 2).
Never lose more than 5% in a single day or more than 10% in total.
At least 3 trading days.
Profit split: 80%, up to 90%.
Payouts (official wording): On-demand.
Cost: $1,078.

All the rules

Price: $1,078
Target %: 8% · 5%
Daily loss: 5%
Max loss: 10% · static
Split: 80% → 90%
Minimum days: 3 days
Time limit: not published
Payout frequency: On-demand
Fee refund: not published

read on October 18, 2026Official rules ↗

Instant Funding: frequently asked questions

Answers built from the rules read on the official website. For anything not listed here, the official page is the reference.

How much does the cheapest Instant Funding challenge cost?

The lowest listed price is $48 (Two-Phase · $5K).

Which challenge models does Instant Funding offer?

One-Phase PRO (1 phase): $10K, $25K, $50K, $100K, $200K
Two-Phase (2 phases): $5K, $10K, $25K, $50K, $100K, $200K

What kind of drawdown does Instant Funding use?

One-Phase PRO: static
Two-Phase: static

When can I request a payout with Instant Funding?

One-Phase PRO: On-demand
Two-Phase: On-demand

Rule change history PropFirm & Challenge

Information only, not financial advice. Trading with leverage carries a high risk of loss, and a challenge fee is a cost you may not recover. Always check the conditions on the prop firm’s official website before buying.